Money

Posts about money, finance, loans, credit, savings and investments.

credit cards

Don’t use your credit card unless you really REALLY have to

Using credit cards should only be a last resort. This is because credit cards can be one of the most expensive ways to borrow money, and can quickly lead to unmanageable debt if not used responsibly. Credit cards can also have a negative impact on your credit score if you are unable to pay them […]

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How to Manage Credit Card Debt as a College Student

Student loans put most college students in enough debt as it is, but that fact does not seem to have too much impact on annual college student credit card debt rates. There are several reasons as to why this happens, and those reasons range from financial mismanagement to practical emergencies. It is unfair to judge

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3 Things to Renovate Before Putting Your Home on the Market

Thinking about selling your home? Give it some thought before putting it on the market—you might be able to drive a significantly higher asking price if you take the time to complete some renovations beforehand. But it’s all about knowing what upgrades are worth it, and whether taking the time is in your best interest.

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Why Your eCommerce Side Hustle Still Isn’t Profitable

Many people begin an eCommerce side hustle to increase their income and improve their prospects. It is relatively easy to set up and doesn’t cost a great deal.  But making online selling profitable is a challenge. You see videos online talking about the enormous sums of money that you can make. But when you come

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Can You Save Money By Moving To The Country

Moving to the country has long been associated with retirees fleeing the hustle and bustle of city life to enjoy a peaceful time in the countryside. While it’s true that many people move to the country in retirement, it’s still a viable idea for anyone that’s currently working. More to the point, it may actually

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5 ideas for saving money during the coronavirus pandemic

With the COVID-19 outbreak very much becoming the global focus, there is a natural concentration on what comes next. Many of us, though, are finding that among the hardest consequences of what has been going on here is the lack of financial security. Your money savings could be dwindling, and it could be making it

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Working from Home? Things to do to break the monotony

When you’re stuck in the same place, day in, day out, having ‘other things to do’ can certainly break the boredom. Here are some ideas for you.Transform your garden spacesThe seasons are changing so now is a perfect opportunity to sort out your garden and get it into shape. You should start by getting rid

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Income vs Stress – Letting Out Your London Property

If you have a property in London, you may be contemplating whether to let it out for some extra income. For some people, this decision seems like a no-brainer. After all, who would turn down some extra cash every month? For others, the decision isn’t so easy. They don’t want the hassle that comes with

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How to Prioritise Business Expenses for Your Business

Being an entrepreneur and nurturing a business is a full time job. It’s much like having kids. You need to ensure that the business thrives and you need to do whatever you can to help it, without bankrupting yourself. Businesses fail – that’s a harsh reality. In fact, Forbes posted an interesting article on why

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