credit cards

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How to Manage Credit Card Debt as a College Student

Student loans put most college students in enough debt as it is, but that fact does not seem to have too much impact on annual college student credit card debt rates. There are several reasons as to why this happens, and those reasons range from financial mismanagement to practical emergencies. It is unfair to judge […]

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Choosing the Best Form of Credit Card Relief

For many folks in the US, credit cards are invaluable resources, especially during hard financial times. It’s estimated that approximately 70 percent of all Americans have a credit card, with 14 percent of them having more than 10 cards simultaneously. Credit cards provide a rainy-day fund for emergencies and can lay the foundation if you’re looking

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What’s the Deal about FICO Scores?

Credit scores have figured themselves into much of Americans’ personal finance. They are one of the primary requirements for applying for mortgages, personal loans, and credit cards. Some jobs may even check them to verify an applicant’s sense of responsibility and accountability.But how much do Americans know about credit scores, particularly FICO? How does the

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collateral loans

What Is a Collateral Loan?

When you’re in need of funding, you have a lot of options. You can get a personal loan, get a revolving line of credit, or take out credit cards. When you’re shopping around and looking at you’re options, you’re likely to come across the term collateral loan.It can make the whole loan process difficult to understand.

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Are You Aware of all the Finance Solutions Available to You?

Credit cards are the easiest financial solution to many problems – but not always the best one. Still, many people rely on them anyway because of their convenience, and also because they don’t know of the other finance solutions available to them. What I hope to do is to give you reason to consider other

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How Do Title Loans Work: The Important Things to Know

We’ve all had to face them at one time or another. When something goes wrong and you need that extra bit of money to get you through, you may consider a car title loan. How do title loans work? They are a quick and easy loan that allows you to use the car you own

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