emergency funds

The Role of Work Credits: Securing Your Family’s Stability During the Unexpected

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In the US, work credits play a crucial role in building financial stability. By consistently contributing to Social Security, you can qualify for retirement and disability benefits. Combined with emergency funds, savings, and insurance, this approach creates a comprehensive safety net.  So, make sure you prepare for unforeseen challenges to safeguard your family’s future during […]

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credit cards

Don’t use your credit card unless you really REALLY have to

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Using credit cards should only be a last resort. This is because credit cards can be one of the most expensive ways to borrow money, and can quickly lead to unmanageable debt if not used responsibly. Credit cards can also have a negative impact on your credit score if you are unable to pay them

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