financial literacy

What to Do When Social Security Just Isn’t Enough

What To Do When Social Security Just Isn’t Enough

For many people, Social Security was meant to provide a safety net in retirement. Unfortunately, it often falls short of covering all the expenses that life throws our way. If you’ve found yourself in the position where your Social Security benefits barely scratch the surface of your needs, you’re not alone. The good news is […]

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Financial Inclusion: Expanding Access to Credit for Australians

Financial inclusion is essential for a healthy economy, and Australia is no exception. It means individuals and communities can access affordable and relevant financial products and services they need.Unfortunately, not all individuals have access to these, which makes it harder for them to save money, plan for the future, and weather financial difficulties.Financial exclusion creates

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Credit Card Debt Tips from Mountain Ridge Associates

Did you know that 38% of U.S. households juggle credit card debt from month to month, according to the National Foundation for Credit Counseling? This is a staggering number, although if you’re in this situation then it may be some consolation to know you’re far from alone.Mountain Ridge Associates have some tips below on how to

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