You need to know a few things about cash loans before deciding whether or not to take one. Understanding them helps you make better-informed financial decisions and avoid getting into a cycle of debt. The first thing to consider is if you need the money. If not, you may consider alternatives that don’t come with […]
Understanding the Basics of Cash Loans – How They Work and What You Need to Know Read More »
Balance transfer credit cards have become increasingly popular in recent years, offering a way for people to reduce their debt burden or even save money on interest payments. But how can you make the most of these cards and use them to your best effect? In this article we’ll look at the basics of balance
How to use ‘Balance Transfer Credit Cards’ to their Best Effect Read More »
It’s no secret that credit cards can be a powerful tool for managing your finances. I always say that we shouldn’t use a credit card unless we really have to. But when you have no other choice and are forced to use them, it can be a daunting task. In this article, I’ll discuss what
What to do when you have no other choice than to use your Credit Card Read More »
Inflation can have a significant impact on real estate investors in 2023. Rising inflation can lead to an appreciation in property values, higher rents, a reduction in the cost of historical debt, an increased cost of borrowing, and the rising cost of construction materials. This can make it challenging for real estate investors to navigate
How Inflation Impacts Real Estate Investors in 2023: Professional Opinion Read More »
Homebuyer mortgages are a popular option for those looking to purchase a home and secure a place to live for the long term. While there are some potential downsides in the short term, the long-term benefits of a homebuyer mortgage far outweigh any short-term disadvantages. In this article, we’ll discuss why homebuyer mortgages are a
Why Mortgages are Great Read More »
Using credit cards should only be a last resort. This is because credit cards can be one of the most expensive ways to borrow money, and can quickly lead to unmanageable debt if not used responsibly. Credit cards can also have a negative impact on your credit score if you are unable to pay them
Don’t use your credit card unless you really REALLY have to Read More »
Student loans put most college students in enough debt as it is, but that fact does not seem to have too much impact on annual college student credit card debt rates. There are several reasons as to why this happens, and those reasons range from financial mismanagement to practical emergencies. It is unfair to judge
How to Manage Credit Card Debt as a College Student Read More »
Over the last few years, Singaporeans have been applying for more unsecured loans than any other time in history, with some surpassing 12 times their monthly salaries. In 2020 and 2021, these numbers have gone up even further because of the COVID-19 pandemic. So, if you are one of those reeling under the burden of so
3 Crucial Things to Do After Taking a Debt Consolidation Loan in Singapore Read More »
If you have a brilliant idea for a business, have done all the market research and have a clear growth strategy, you’ll likely want to jump into it headfirst. However, there is one thing stopping you from doing that: financing. You need to be able to fund your brilliant idea, and one of the most
3 Top Tips for Securing a Business Loan Read More »
